Personal Insolvency Options

Personal debt solutions for individuals - IVA and Bankruptcy specialists

The best solution to suit your needs depends on your personal circumstances – and your first course of action is to call us as soon as possible when you realise you’re getting into financial difficulties. The quicker we’re involved, the more options we have to secure a workable financial settlement that will relieve your stress and return your life back to normal as soon as possible.

The main courses of action open to you are:

• Individual Voluntary Arrangement
• Bankruptcy
• Debt Arrangement Scheme (Scotland only)
• Sequestration (Scotland only)
• Trust Deed (Scotland only)

There are also bespoke debt management plans available which depends on your personal circumstances, living arrangements, family status, assets and so on.

For personal debt issues that you feel are spiralling out of control, your best course of action is to contact us as soon as possible and a regulated personal insolvency expert can talk with you at your convenience.

We also have a dedicated Scottish personal insolvency website www.scotlanddebt.co.uk which you can read more about the solutions available for Scottish residents.

For general information on dealing with personal debt, visit the Money Helper website.

Fees and Information

There are fees associated with our services. These will be fully explained before entering into any of the personal debt solutions referred to on this website. Full details of our fees and how these are charged are fully explained to you prior to you committing to any particular service.